$100,000 FOR OFFICER INJURED IN HIT-AND-RUN DURING WELFARE CHECK
Elaina Bayless parks at local beach, gets high, and passes out. Conducting a wellness check, Police Sergeant George Farrey sees Ms. Bayless’ unconscious body slumped over in the driver’s seat. Sergeant Farrey bangs on the window, waking up Ms. Bayless. Sergeant Farrey opens the door and notices a hypodermic needle on the console. Ms. Bayless […]
$1 MILLION FOR OFFICER INJURED DURING DETAIL
The Acme employee arrived at the work site in a pickup truck with a front seat passenger. They were towing a large enclosed trailer behind it. Traffic in the eastbound side was shut down to avoid drivers continuing through the work site. Officer Jones and other officers were on scene to re-direct traffic away from […]
$90,000 FOR OFFICER DRAGGED BY CARJACKER ON MUSHROOMS
Around 3:45 a.m., Gerald Stamby is high on mushrooms. He wanders a busy local road on foot, trying to get into vehicles passing by. Calls pour in to the police and Officer George Velmos responds. Officer Velmos gets out of the cruiser and calls Stamby over to talk. Stamby audaciously (or deliriously, for that matter) […]
$95,000 FOR OFFICER REAR-ENDED TWICE DURING SNOW STORM
During rush hour, Jacob Gomes takes a locally known shortcut to avoid traffic. Heading downhill and around a bend, Mr. Gomes does not account for the snowy conditions. Mr. Gomes crashes into the rear end of a police cruiser, which is stopped on the side of the road with its emergency lights on, tending to […]
$100,000 FOR INJURED OFFICER DESPITE INSURANCE DENIAL
Around 7:30 pm, wearing only his underwear, Raymond Bishop is high on mushrooms and out of control at his family home. Raymond’s parents call the police and go through the house collecting car keys; however, there is still a set of keys in his mother’s Jeep. Raymond runs outside and past the responding police officer, […]
$300,000 FOR OFFICER ATTACKED ON DUTY, SUFFERS PTSD
This case involves an all-too familiar scenario – the police are forced to handle a disturbed and out-of-control individual resulting in an injured officer. Drivers swerve around a young man walking around in a busy tunnel. Shirtless and covered in soot, the young man is in obvious need of help. A passing officer puts his […]
$47,000 FOR MASSACHUSETTS OFFICER INJURED BY DRUNK DRIVER
Randall Jones spends the day drinking and gambling at the casino. Just after midnight, Mr. Jones starts his drive home on a local highway. Without warning, Mr. Jones suddenly attempts a left-hand turn directly across the path of a vehicle travelling toward him from the opposite direction with a green light. Mr. Jones crashes […]
GOT “FULL” COVERAGE?
UNDERSTANDING MASSACHUSETTS AUTO INSURANCE SELECTIONS PAGES: Does this picture look familiar? It should – it is a copy of a Massachusetts car insurance coverage selections page, and a good one to boot. We have highlighted three important “Parts”, which are often overlooked and, in our experience, not understood: Parts 3, 5, and 12. Find your […]