PERSONAL UMBRELLA POLICIES MAY NOW COVER INJURIES CAUSED BY NEGLIGENT MOTORISTS

Umbrella insurance

A few years ago, I wrote about Arthur Vee’s case. Arthur was riding his motorcycle when he was cut off by a motorist who was turning left into a gas station. Arthur suffered horrific, permanent injuries to his leg. The defendant operator had $250,000 of coverage on his auto policy; however, I discovered after filing […]

NO FREE BITES – DOG BITE LAW 101

There’s an old saying that there are no bad dogs, only bad dog owners.  Massachusetts law recognizes the truth of the saying and holds dog owners responsible for injuries or property damage caused by dogs.  The following are some of the basic principles of the law relating to dogs. There is no such thing as […]

“Reserves”: Why Insurance Companies Don’t Want You To Know About Them

Someone rear-ends you.  Now what?  You spend the next couple of months getting your neck and back taken care of by a couple different physicians.  Along the way you do not consider making a claim against The Other Guy’s Insurance Company, Inc. or calling a lawyer.  After all, you ‘don’t want to hurt the other driver, […]

$100,000 FOR OFFICER INJURED BY UNINSURED VEHICLE

A simple fact: many officers are still unaware that their personal auto insurance provides coverage for on-the-job injuries caused by cars in a wide array of ways, such as pursuits, crashes during emergency responses, pedestrian strikes on a road detail, and during traffic stops, as you will see here.  This coverage was especially important to […]

DON’T WORRY ABOUT PRIOR CONDITIONS

A police officer injured on duty can make a valuable claim against a negligent third party, even when the current injury involves a body part injured or operated on in the past or has been chronically problematic.  It is not unusual for an officer to re-injure a back, shoulder, knee, wrist, or ankle during an […]

DOES FLO KNOW ABOUT THIS?

Progressive Insurance has one of the most visible advertising campaigns in the U.S. and promotes themselves as a top-notch insurance company committed to customer service at the highest level. But in the real world, Progressive sometimes employs a strategy that leaves its customers high and dry when they get sued. We are handling a case […]

I WAS IN A CRASH WHILE RIDING IN AN UBER CAR. WHOSE INSURANCE PAYS?

As the use of Uber becomes more and more common across the country, so do crashes involving Uber drivers. In that situation, will the driver’s personal auto insurance cover any injuries or property damage caused by the crash? In general, the driver’s personal auto insurance will not provide coverage for any “driving for hire” activities […]

“FULL” COVERAGE FAQ

FAQ: Should I increase the limits on all cars which I own? Yes, we recommend you do and here is why.  Assume you own and insure two cars in your name. One car is insured with increased optional limits for Uninsured and Underinsured Motorist Coverages of $250,000 per person.  Your other car is only insured […]