CHALLENGING GEICO’S “BUSINESS USE” POLICY EXCLUSION FOR POLICE OFFICER’S CRUISER CRASH
GEICO initially denied our police client’s claim arguing his operation of a cruiser was a “business use”. We took GEICO to court.
A YELLOW LIGHT DOES NOT MEAN GO
Persuading THREE different insurance companies that even if the defendant had a yellow light it was not a valid defense
$2 MILLION FOR OFFICER STRUCK ON DETAIL
What can officers do today to protect themselves in case they are catastrophically injured in the future?
JUDGE REBUFFS INSURANCE COMPANY AT TRIAL: OUR INJURED CLIENT RECOVERS $192,500
Our client Peter Campbell was involved in a motor vehicle crash. He was one of multiple passengers in the vehicle, a 2008 Acura sedan, and was seated in the back seat. Ron Simpson, the person driving the vehicle our client was in, negligently pulled out into an intersection, even though he had a stop sign, […]
$500,000 RECOVERED BY RETIRED OFFICER INJURED ON DETAIL
Officer Jay was working details in retirement when a drunk driver wiped him out. Without enough auto insurance to cover his injuries, he turned to us and we fought to get him what was fair.
PERSONAL UMBRELLA POLICIES MAY NOW COVER INJURIES CAUSED BY NEGLIGENT MOTORISTS
A few years ago, I wrote about Arthur Vee’s case. Arthur was riding his motorcycle when he was cut off by a motorist who was turning left into a gas station. Arthur suffered horrific, permanent injuries to his leg. The defendant operator had $250,000 of coverage on his auto policy; however, I discovered after filing […]
NO FREE BITES – DOG BITE LAW 101
There’s an old saying that there are no bad dogs, only bad dog owners. Massachusetts law recognizes the truth of the saying and holds dog owners responsible for injuries or property damage caused by dogs. The following are some of the basic principles of the law relating to dogs. There is no such thing as […]
$100,000 FOR MASSACHUSETTS POLICE OFFICER INJURED IN CAR ACCIDENT BY HIT AND RUN DRIVER WHILE ON A DETAIL
What happens when a car hits a Massachusetts Police Officer on duty and drives away before anyone catches its license plate? The officer’s salary and medical bills will be covered under Chapter 41, but who pays for all the overtime and detail shifts that officer misses while out injured and the massive disruption to the […]
$250,000 FOR OFFICER INJURED ON ROAD DETAIL WHO LEARNED A VALUABLE LESSON FROM A PRIOR INJURY
Officer Palmer had the minimum allowable limits on his auto insurance the first time he was injured-on-duty. Thankfully, he changed this before he was injured a second time… CRITICAL CHANGES TO MASSACHUSETTS AUTO INSURANCE POLICY It was a fall Sunday morning and Ms. Jones got a later start than she wanted on her drive to […]
“Reserves”: Why Insurance Companies Don’t Want You To Know About Them
Someone rear-ends you. Now what? You spend the next couple of months getting your neck and back taken care of by a couple different physicians. Along the way you do not consider making a claim against The Other Guy’s Insurance Company, Inc. or calling a lawyer. After all, you ‘don’t want to hurt the other driver, […]
$100,000 FOR OFFICER INJURED BY UNINSURED VEHICLE
A simple fact: many officers are still unaware that their personal auto insurance provides coverage for on-the-job injuries caused by cars in a wide array of ways, such as pursuits, crashes during emergency responses, pedestrian strikes on a road detail, and during traffic stops, as you will see here. This coverage was especially important to […]
DON’T WORRY ABOUT PRIOR CONDITIONS
A police officer injured on duty can make a valuable claim against a negligent third party, even when the current injury involves a body part injured or operated on in the past or has been chronically problematic. It is not unusual for an officer to re-injure a back, shoulder, knee, wrist, or ankle during an […]
DOES FLO KNOW ABOUT THIS?
Progressive Insurance has one of the most visible advertising campaigns in the U.S. and promotes themselves as a top-notch insurance company committed to customer service at the highest level. But in the real world, Progressive sometimes employs a strategy that leaves its customers high and dry when they get sued. We are handling a case […]
I WAS IN A CRASH WHILE RIDING IN AN UBER CAR. WHOSE INSURANCE PAYS?
As the use of Uber becomes more and more common across the country, so do crashes involving Uber drivers. In that situation, will the driver’s personal auto insurance cover any injuries or property damage caused by the crash? In general, the driver’s personal auto insurance will not provide coverage for any “driving for hire” activities […]
$500,000 FOR INJURED EMPLOYEE FROM EMPLOYER WHO LET ITS WORKERS COMPENSATION INSURANCE LAPSE
A 55 year old worker suffered second and third degree burns to his foot at work while cleaning heavy equipment with a high pressure steam power washer. His employer had no workers compensation insurance at the time; the policy having been cancelled for non-payment of premiums months before. The employee hired us after months of […]