We will all be glad to forget the record snow falls this past winter when the last mound of snow and ice on our properties has melted away exposing green grass and clear sidewalks.  However, let’s not forget that just because there were record snowfalls, property owners are not excused from their legal responsibility to […]

“Reserves”: Why Insurance Companies Don’t Want You To Know About Them

Someone rear-ends you.  Now what?  You spend the next couple of months getting your neck and back taken care of by a couple different physicians.  Along the way you do not consider making a claim against The Other Guy’s Insurance Company, Inc. or calling a lawyer.  After all, you ‘don’t want to hurt the other […]